As we all know, January is a very difficult month because most times you might have finished your money on expenses this December.
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This expenses are mostly both the necessary and the unnecessary.
However, here are some tips on how to remain rich in January;
1. Know your budget
You have to ensure you have a budget, trust me, a Christmas shopping without a budget is definitely going to land you in trouble.
2. Stay indoors
Its not compulsory to go out, you can be indoors and still have a detty Christmas, as the saying goes ‘home is where the heart is’.
3. Spend little
If you must go out then before you leave the house write a short list of expenses, do not spend more than you have written down.
If you can be able to manage like this then your January will be smooth.